cred.ai™ is a high-tech and premium everyday card spending experience, 100% mobile with a free metal card.
With the cred.ai guaranty you never pay fees or interest, never overspend, build credit automatically1, and spend your paycheck early2, with cutting edge tech you can’t get anywhere else.
*Applying does not impact your credit score, and a credit score is not required to apply.
cred.ai™ is a high-tech and premium everyday card spending experience, 100% mobile with a free metal card.
With the cred.ai guaranty you never pay fees or interest, never overspend, build credit automatically1, and spend your paycheck early2, with cutting edge tech you can’t get anywhere else.
"Move over Apple Card."
"The newest fintech unicorn is a credit card"
"The ‘Tesla Of Banking’"
With the cred.ai guaranty you never pay fees or interest, never overspend, and build credit automatically.
Use exclusive cred.ai tech like Check Please™ and Flux Capacitor, and get your paycheck up to two days early.
100% mobile, 24/7 support, real-time control, and virtual Stealth Cards™ active instantly upon approval.
your new metal card is so fired up.
With the cred.ai guaranty you never pay fees or interest, never overspend, and build credit automatically1.
Use exclusive cred.ai tech like Check Please™ and Flux Capacitor, and get your paycheck up to two days early2.
100% mobile, 24/7 support, real-time control, and virtual Stealth Cards™ active instantly upon approval.
Your metal unicorn card is a real credit card, but cred.ai™ automation and the cred.ai™ guaranty makes sure you never pay fees or interest and never overspend, and automatically manages your balances to optimize your credit utilization.
Spend like you’re using a debit card, and build your credit1 like a pro.
Your metal unicorn card is a real credit card, but cred.ai™ automation and the cred.ai™ guaranty makes sure you never pay fees or interest and never overspend, and automatically manages your balances to optimize your credit utilization.
Spend like you’re using a debit card, and build your credit1 like a pro.
cred.ai™ is a team of builders, scientists, artists, and hackers.
That’s why we have exclusive features like High Security Mode™, Friend & Foe List™, Stealth Card™, Check Please™, and Flux Capacitor.
This is the most cutting edge way to spend every day.
cred.ai™ is a team of builders, scientists, artists, and hackers.
That’s why we have exclusive features like High Security Mode™, Friend & Foe List™, Stealth Card™, Check Please™, and Flux Capacitor.
This is the most cutting edge way to spend every day.
won’t break the bank, but could break a window.
That’s a solid, heavy, real metal card. Take it for a spin.
It weighs more than those other fancy black cards, but you don’t pay a fee to get it.
We think it’s the best looking unicorn themed free metal card on earth, but that’s just us.
won’t break the bank, but could break a window.
drag card to spin
That’s a solid, heavy, real metal card. Take it for a spin.
It weighs more than those other fancy black cards, but you don’t pay a fee to get it.
We think it’s the best looking unicorn themed free metal card on earth, but that’s just us.
Stealth Card™ is for your more sketch transactions, like ordering pizza over the phone, corn sites
, or signing up for free trials.
Regenerate Stealth Card™ when you feel unsafe, or use them in High Security Mode™ for ultimate protection.
Use your Stealth Card™ online, over the phone, and in person via your phone’s mobile wallet.
Stealth Card™ is for your more sketch transactions, like ordering pizza over the phone, corn sites, or signing up for free trials.
Regenerate Stealth Card™ when you feel unsafe, or use them in High Security Mode™ for ultimate protection.
Use your Stealth Card™ online, over the phone, and in person via your phone’s mobile wallet.
original content from crednews™
crednews™ is a team of award winning journalists producing original content about topics we think are important.
Why would a fintech make documentaries about UBI and psilocybin? Because we can.
If you want to tell stories with us, contact us here.
crednews™ is a team of award winning journalists producing original content about topics we think are important.
Why would a fintech make documentaries about UBI and psilocybin? Because we can.
If you want to tell stories with us, contact us here.
Access the spending power of your paycheck and other deposits up to two days before they even hit.2
Get cash at over 55,000 free ATM’s3, make instant deposits and mobile check deposits at no fee, and all deposits are FDIC insured up to $250,000.
Use Flux Capacitor to automatically protect yourself against future charges and withdrawals.
your bank should never be a piggy
Access the spending power of your paycheck and other deposits up to two days before they even hit.2
Get cash at over 55,000 free ATM’s3, make instant deposits and mobile check deposits at no fee, and all deposits are FDIC insured up to $250,000.
Use Flux Capacitor to automatically protect yourself against future charges and withdrawals.
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Flux Capacitor lets you access the spending power of future deposits, and budget for future charges, before they even happen.
fluxcapacitor
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Special self destructing cards for your shady stuff, like giving card info over the phone, weird websites, or websites where you get weird.
stealthcard™
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Cred.ai automation makes you look like a credit rockstar1, while you spend like you always have.
credoptimizer™
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Eliminates the embarrassment of getting your card declined for no reason at significant events, whether it's an important business meeting, or an "important" tinder date.
checkplease™
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Transactions with merchants you love and trust get approved even when things go wrong, so your lights stay on even when your card is off.
friend&foe™
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Gives you the power to stop unauthorized and fraudulent merchants in their tracks.
friend&foe™
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Deposit and access funds instantly, and never pay a fee or surcharge to do so.
instantdeposit™
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With high security mode you eliminate fraud by creating tiny self expiring authorization windows, on your physical card or stealth card.
highsecurity™
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Features and easter eggs are released regularly, and we are venturing into some wild territory. This is a puppy wearing banana pajamas.
comingsoon...
early access
This is not just a waitlist, this is joining a journey. We designed our early access program to maximize impact to the product, by assembling an all-star squad of participants with varied and unique perspectives.
Current participants include scientists, students, doctors, fashion designers, artists, influencers, venture capitalists, grammy award winning musicians, superstar MVP professional athletes, and more…
Apply for early access by telling us a little about yourself, and how greater financial accessibility would help you achieve your dreams. Select participants will receive $10,000 to go towards making those dreams a reality.4
early access
This is not just a waitlist, this is joining a journey. We designed our early access program to maximize impact to the product, by assembling an all-star squad of participants with varied and unique perspectives.
Current participants include scientists, students, doctors, fashion designers, artists, influencers, venture capitalists, grammy award winning musicians, superstar MVP professional athletes, and more…
Apply for early access by telling us a little about yourself, and how greater financial accessibility would help you achieve your dreams. Select participants will receive $10,000 to go towards making those dreams a reality.4