{"version":"1.0","provider_name":"crednews","provider_url":"https:\/\/cred.ai\/news","author_name":"cred.ai staff","author_url":"https:\/\/cred.ai\/news\/author\/lillycred-ai\/","title":"New FICO Model Disrupts Credit Bureau Status Quo","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"rYwjvdOZaC\"><a href=\"https:\/\/cred.ai\/news\/2025\/11\/14\/new-fico-model-disrupts-credit-bureau-status-quo\/\">New FICO Model Disrupts Credit Bureau Status Quo<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/cred.ai\/news\/2025\/11\/14\/new-fico-model-disrupts-credit-bureau-status-quo\/embed\/#?secret=rYwjvdOZaC\" width=\"600\" height=\"338\" title=\"&#8220;New FICO Model Disrupts Credit Bureau Status Quo&#8221; &#8212; crednews\" data-secret=\"rYwjvdOZaC\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/cred.ai\/news\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n","thumbnail_url":"https:\/\/cred.ai\/news\/wp-content\/uploads\/2025\/11\/FICO-1.jpg","thumbnail_width":1920,"thumbnail_height":1080,"description":"Fair Isaac Corp., the Montana-based company behind the FICO credit score, is shaking up the industry with a new pricing model aimed at mortgage lenders, per The Wall Street Journal. The shift could significantly weaken the grip of credit bureaus Experian, Equifax, and TransUnion, which have long controlled how credit scores are sold. Under the ..."}